Active Across 15 States Β· 500+ Cities Β· 2500+ CA Partners

Every Indian
Deserves the
Right Loan.

India's most trusted loan navigator β€” matching borrowers to 150+ lenders across 25+ categories. From farmer to Fortune 500, we find you the loan you deserve. Free. Fast. Guaranteed.

✦ Zero Processing Fee from FFS
✦ 150+ Lender Network
✦ 90-Day Re-application Guarantee
✦ CA-Certified Leads
150+
Lender Partners
850+
Crore Facilitated
500+
Cities Served
🎯 Free Eligibility Check
Get matched to the right lenders in 2 minutes
πŸ”’ 100% confidential Β· No spam Β· No hidden fees Β· FFS never charges borrowers
πŸ›οΈ
Govt RegulatedMCA / LLP Reg. ACX-7726
🀝
150+ LendersBanks Β· NBFCs Β· HFCs Β· MFIs
πŸŽ“
CA-CertifiedEvery lead quality-assured by CAs
πŸ›‘οΈ
FFS Guarantee90-day re-application if declined
🌐
β‚Ή0 Borrower FeeAlways free for loan seekers
Our Loan Universe

Every Loan. Every Category.
One Trusted Platform.

From β‚Ή10,000 microfinance to β‚Ή500 Crore infrastructure loans β€” FFS covers all 25+ lending categories across India.

All Loans
Retail
MSME / Business
Agriculture
Social Finance
NRI Finance
🏠
Home Loan
β‚Ή5L – β‚Ή5 Cr
from 7.10% p.a.
45+ lenders available Β· PSBs, HFCs, NBFCs
🏭
MSME / Business
β‚Ή50K – β‚Ή25 Cr
from 7.00% p.a.
60+ lenders available Β· Banks, NBFCs, SIDBI
πŸ’³
Personal Loan
β‚Ή10K – β‚Ή50L
from 8.75% p.a.
35+ lenders available Β· Banks, NBFCs, Fintech
πŸš—
Vehicle Loan
β‚Ή50K – β‚Ή2 Cr
from 7.40% p.a.
25+ lenders available Β· Banks, Auto NBFCs
πŸͺ™
Gold Loan
β‚Ή10K – β‚Ή1 Cr
from 8.50% p.a.
12+ lenders available Β· Banks, Muthoot, Manappuram
πŸŽ“
Education Loan
β‚Ή1L – β‚Ή1.5 Cr
from 6.85% p.a.
18+ lenders available Β· Banks, HDFC Credila, Avanse
πŸ—οΈ
Loan Against Property
β‚Ή10L – β‚Ή20 Cr
from 7.50% p.a.
40+ lenders available Β· Banks, NBFCs, HFCs
🌾
KCC / Agri Loan
β‚Ή50K – β‚Ή25L
from 4.00% p.a.
20+ lenders available Β· PSBs, RRBs, Co-op Banks
🀝
Microfinance / JLG
β‚Ή10K – β‚Ή3L
from 12.00% p.a.
15+ lenders available Β· MFIs, SFBs, NBFCs-MFI
✈️
NRI Home Loan
β‚Ή20L – β‚Ή5 Cr
from 7.50% p.a.
20+ lenders available Β· PSBs, Private Banks, HFCs
🚜
Farm Equipment
β‚Ή1L – β‚Ή25L
from 7.75% p.a.
18+ lenders available Β· PSBs, Mahindra, PSCADB
🌱
Land Mortgage / PADB
β‚Ή1L – β‚Ή50L
from 9.00% p.a.
110+ lenders available Β· PCARDBs, 89 Punjab PADBs
πŸ§‘β€πŸ’Ό
SC/ST/OBC Finance
β‚Ή50K – β‚Ή20L
from 4.00% p.a.
10+ lenders available Β· NSFDC, HSFDC, NBCFDC
πŸŽ–οΈ
Defence Personnel Loans
β‚Ή1L – β‚Ή2 Cr
from 10.40% p.a.
8+ lenders available Β· SBI Shaurya, PNB Rakshak
πŸͺ
Warehouse Receipt Finance
β‚Ή2L – β‚Ή10 Cr
from 7.00% p.a.
8+ lenders available Β· Arya.ag, NBHC, Banks
πŸ”—
Supply Chain / Invoice
β‚Ή1L – β‚Ή25 Cr
from 10.75% p.a.
12+ lenders available Β· TReDS, KredX, CredAble
Pan-India Network

Find Your Nearest FFS Office

500+ CA Partner offices across 15 states. Select your location to find the nearest one.

πŸ“ FFS Office Locator

Select state and city to find your nearest representative

πŸ“ž National Helpline
+91 87418 00001
Mon–Sat 8AM–8PM Β· Hindi, Punjabi, English
πŸ“§ care@fundsforsure.com
🏒 Punjab: 23🏒 Haryana: 22🏒 Delhi NCR: 8🏒 Rajasthan: 12🏒 Maharashtra: 10
πŸ“
Select state & city
to find your nearest FFS office
Find Nearest Bank Branch

Locate Any Lender Branch Near You

Opens Google Maps with branches near your current location.

Opens Google Maps Β· Real branch locations with distance & directions

RBI Policy Corner

Live Rate Monitor & Market Intelligence

Stay informed with real-time RBI policy rates, MCLR benchmarks, and key financial indicators that affect your loan.

🏦 RBI Key Policy Rates

Updated Apr 2026
REPO RATE
5.25%
β–Ό 25 bps (Dec 2025)
REVERSE REPO
3.35%
β€” Unchanged
SDF RATE
5.00%
β€” Unchanged
MSF RATE
5.50%
β€” Unchanged
CRR
3.00%
β–Ό 100 bps (Jun 2025)
SLR
18.00%
β€” Unchanged
Last RBI MPC: April 2026 Β· Next: June 2026

πŸ“Š Lending Rate Benchmarks

Indicative rates
🏠 Home Loan (SBI RLLR linked)8.35%+
🏭 MSME / Business Loan8.75%+
πŸ’³ Personal Loan10.5%+
πŸš— Vehicle Loan8.50%+
πŸͺ™ Gold Loan8.50%+
🌾 KCC / Agri Loan7.00%

πŸ’‘ FFS Rate Intelligence

With RBI repo at 5.25%, this is the best lending rate environment in 10 years. Lock in low fixed rates now. Home loans have rarely been cheaper.

Check My Eligibility Now β†’
Knowledge Hub

Stay Informed. Borrow Smarter.

Latest government schemes, RBI policies, tax benefits, and market updates β€” curated by our team of CAs and financial experts.

πŸ›οΈ Govt Schemes
πŸ’° Tax Benefits
πŸ“‹ RBI Policies
πŸ“° Latest News
MUDRA 2025
MUDRA Tarun Plus β€” Limit Enhanced to β‚Ή20 Lakhs
β‚Ή20L

The new Tarun Plus category under PMMY now supports established MSME owners. Collateral-free, no processing fee at PSBs. Apply through any bank or FFS network.

πŸ“… Effective: Budget 2025-26
PM Vishwakarma
β‚Ή3 Lakh Credit at 5% for Artisans & Craftsmen
5% p.a.

Covers 18 traditional trades including carpenter, blacksmith, mason, goldsmith, tailor. Collateral-free in two tranches: β‚Ή1L + β‚Ή2L. Skill training + digital onboarding included.

πŸ“… Launched: September 2023 Β· Ongoing
PMEGP 2025
PM Employment Generation Programme β€” Enhanced Subsidy
35%

Manufacturing up to β‚Ή50L, Services up to β‚Ή20L. Margin money subsidy: 15–35% for General / SC/ST/Women/Minorities respectively. Apply via KVIC/Bank/GFFS.

πŸ“… Budget 2025-26 β€” Enhanced limits
Stand-Up India
β‚Ή10L to β‚Ή1 Crore for SC/ST & Women Entrepreneurs
β‚Ή1 Cr

At least one SC/ST and one woman borrower per bank branch. Greenfield projects preferred. CGTMSE guarantee. GFFS has dedicated Stand-Up India cell for beneficiary identification.

πŸ“… Ongoing Β· All PSU + Private Banks
PM SVANidhi
β‚Ή10,000 β†’ β‚Ή50,000 Street Vendor Loans
β‚Ή50K

Urban street vendors: Start at β‚Ή10K (Tier 1), on timely repayment get β‚Ή20K (Tier 2), then β‚Ή50K (Tier 3). Digital transactions rewarded with cash back. Zero collateral.

πŸ“… Extended till March 2026
CGTMSE 2025
Collateral-Free MSME Loans β€” Guarantee Cover Enhanced
β‚Ή5 Cr

CGTMSE now covers up to β‚Ή5 Crore (enhanced from β‚Ή2 Crore). Women/SC/ST entrepreneurs get higher guarantee cover. Available through all banks via GFFS MSME navigation.

πŸ“… Enhanced: Budget 2024-25
Simple Process

Get Your Loan in 4 Easy Steps

Our CA-powered navigation ensures you apply to the right lender, first time, every time.

1⚑

Free Assessment

Fill the quick form or WhatsApp us. Our CA Partner evaluates your profile β€” income, credit score, purpose, and collateral β€” in 24 hours.

2

Lender Matching

We match you to the 3 best-fit lenders from our 150+ network β€” ranked by rate, terms, and approval probability. You choose.

3

CA-Guided Application

Your FFS CA Partner prepares the complete loan file β€” project reports, financial statements, CA certification β€” and submits on your behalf.

4🎯

Disbursal & Beyond

Loan sanctioned. Funds in your account. GFFS stays with you β€” for rate renegotiation, top-up, balance transfer, and future financial planning.

The GFFS Promise

Not Just a Loan.
A Lifetime Credit Partner.

Every other loan aggregator takes your data and disappears. GFFS is different. We are your financial co-pilot β€” from your first loan to your last legacy asset.

πŸ›‘οΈ
90-Day Re-Application GuaranteeDeclined? We rebuild your file and resubmit within 90 days at zero cost.
πŸ†
CA-Certified Quality AssuranceEvery file submitted carries a CA certification β€” 5x higher approval rates.
🀝
Zero Upfront Fee to BorrowersFFS never charges borrowers. Our revenue comes from lender partnerships only.
πŸ“±
Real-Time Status TrackingTrack your application live on your dashboard. Our CA team is always a WhatsApp away.

πŸ“‹ FFS Guarantee Protocol

βœ“ Free credit score assessment before application
βœ“ Minimum 3 lender options presented to you
βœ“ CA prepares complete loan documentation
βœ“ You receive written sanction terms before signing
βœ“ GFFS verifies lender is RBI/NHB registered
βœ“ No undisclosed charges to borrower β€” ever
βœ“ 90-day post-rejection support included
βœ“ GFFS For Life β€” your permanent credit advisor
Dr. Ashwani Kumar, CALead Promoter & Advisor Β· Harvard Alumni Β· Wharton Fellow Β· IIM Β· Oxford Β· Board Director (GoI Nominee), SBI Group
Smart Tools

EMI & Loan Calculator

Plan your loan with precision. Adjust the sliders and see real-time results.

Loan Amountβ‚Ή25.00 L
β‚Ή1Lβ‚Ή5 Cr
Interest Rate (p.a.)8.50%
5%24%
Loan Tenure20 years
1 yr30 yrs
MONTHLY EMI
β‚Ή21,696
β‚Ή25.00 L
Principal
β‚Ή27.07 L
Total Interest
β‚Ή52.07 L
Total Payable
52%
Interest Ratio
Our Partner Network

150+ Lenders. One Platform.

PSU Banks Β· Private Banks Β· NBFCs Β· HFCs Β· SFBs Β· MFIs Β· RRBs Β· Cooperative Banks Β· Agri-Fintech

🏦 SBI
🏦 PNB
🏦 Bank of Baroda
🏦 HDFC Bank
🏦 ICICI Bank
🏦 Axis Bank
🏦 Kotak Mahindra
🏦 Union Bank
🏦 Canara Bank
🏦 IndusInd Bank
🏦 Yes Bank
🏦 IDFC First
🏦 Bajaj Finance
🏦 Muthoot Finance
🏦 IIFL Finance
🏦 LIC HFL
🏦 PNB Housing
🏦 Capital SFB
🏦 AU Small Finance
🏦 Sarva Haryana Gramin Bank
🏦 PSCADB
🏦 Cholamandalam
🏦 Mahindra Finance
🏦 SATIN Creditcare
🏦 Fusion Micro Finance
🏦 Tata Capital
🏦 HDB Financial
🏦 L&T Finance
🏦 Manappuram Finance
🏦 Shriram Finance
🏦 Aditya Birla Finance
🏦 HSFDC
🏦 NSFDC
🏦 NMDFC
🏦 Federal Bank
🏦 South Indian Bank
🏦 Aavas HF
🏦 Home First
🏦 Star Agri Warehousing
🏦 Arya.ag
🏦 SBI
🏦 PNB
🏦 Bank of Baroda
🏦 HDFC Bank
🏦 ICICI Bank
🏦 Axis Bank
🏦 Kotak Mahindra
🏦 Union Bank
🏦 Canara Bank
🏦 IndusInd Bank
🏦 Yes Bank
🏦 IDFC First
🏦 Bajaj Finance
🏦 Muthoot Finance
🏦 IIFL Finance
🏦 LIC HFL
🏦 PNB Housing
🏦 Capital SFB
🏦 AU Small Finance
🏦 Sarva Haryana Gramin Bank
🏦 PSCADB
🏦 Cholamandalam
🏦 Mahindra Finance
🏦 SATIN Creditcare
🏦 Fusion Micro Finance
🏦 Tata Capital
🏦 HDB Financial
🏦 L&T Finance
🏦 Manappuram Finance
🏦 Shriram Finance
🏦 Aditya Birla Finance
🏦 HSFDC
🏦 NSFDC
🏦 NMDFC
🏦 Federal Bank
🏦 South Indian Bank
🏦 Aavas HF
🏦 Home First
🏦 Star Agri Warehousing
🏦 Arya.ag
Free Β· Official Β· No Impact on Score

Check Your Free CIBIL Score

Your CIBIL score determines your loan eligibility and interest rate. Check it free from the official bureau β€” once a year, no impact on your score.

πŸ“Š Score Ranges Explained

750 – 900
Excellent
Best rates, instant approval
650 – 749
Good
Most loans available
550 – 649
Fair
Limited options, higher rates
300 – 549
Poor
Secured loans only
πŸ’‘ FFS Tip: A score of 750+ gets you the lowest rates and fastest approvals. Our CA team can help you improve your score before applying.
🏦

Get Your Official CIBIL Score

Free once a year from TransUnion CIBIL. No hidden charges. Soft inquiry β€” zero impact on your score.

Check Free CIBIL Score β†’
βœ… Official Bureauβœ… Free Once/Yearβœ… No Score Impact

⚑ 5 Ways to Improve Your Score

πŸ’³Pay all EMIs and credit card bills on time
πŸ“‰Keep credit utilisation below 30%
πŸ”Avoid multiple loan applications at once
πŸ“…Maintain a long credit history
🏦Mix secured and unsecured credit
Join the FFS Ecosystem

Partner With Us. Grow Together.

πŸŽ“ CA / Financial Advisors
🏦 For Lenders / Banks
🀝 Channel Partners
CA Partner Program

Turn Your CA Practice
Into a Revenue Machine

Your existing clients need loans. You have their complete financials. FFS connects your CA expertise with India's best lenders β€” and pays you well for every successful placement.

πŸ’°
Industry-Best CommissionUp to 1.25% on home loans, 2% on MSME, 1.5% on LAP β€” paid within 7 days of disbursal
πŸ“‹
FFS Loan File ToolkitBranded CA certificate, GSAF standard application format, lender-specific templates
🏒
FFS City Partner StatusBecome the exclusive FFS representative for your city β€” preferred listing + FFS branding
πŸ“ˆ
Training & CertificationFree FCCA (FFS Certified Credit Advisor) certification + ongoing lender product updates
⚑
Priority DSA AccessPre-negotiated DSA agreements with 40+ lenders so you start earning from Day 1

Join 2,500+ CA Partners

Average FFS CA Partner earns β‚Ή2.5L–₹8L additional income per year. Best performers earn β‚Ή25L+. Zero investment. Start tomorrow.

Success Stories

Real Clients. Real Results.

β˜…β˜…β˜…β˜…β˜…

"GFFS secured β‚Ή2.5 Crore MSME loan at 9.2% when my own bank had declined. The CA Partner prepared my project report in 3 days. Unbelievable service."

MS
Manpreet Singh Dhaliwal
Textile Manufacturer, Ludhiana
β˜…β˜…β˜…β˜…β˜…

"Pehle bank ke chakkar kaate, kuch nahi mila. GFFS ke CA partner ne mere paas aake saari documents taiyar ki. 21 din mein KCC mil gaya. God bless GFFS."

SD
Sunita Devi
Farmer, Karnal, Haryana
β˜…β˜…β˜…β˜…β˜…

"I was in Toronto and needed an NRI home loan for my plot in Amritsar. GFFS handled everything remotely via WhatsApp. Zero hassle. Loan disbursed in 18 days."

GK
Gurpreet Kaur
NRI (Canada), Property in Amritsar
β˜…β˜…β˜…β˜…β˜…

"My turnover was β‚Ή8 Crore but I had no formal accounts. GFFS CA made proper projections, filed ITRs, and got me a β‚Ή75L bank overdraft. My business doubled."

RH
Ravinder Hooda
Steel Trader, Hisar
β˜…β˜…β˜…β˜…β˜…

"Home loan for β‚Ή35L in Rohtak. GFFS compared 8 lenders, got me 0.4% lower rate than the bank I walked into first. That saving over 20 years is over β‚Ή6 lakhs!"

AS
Anjali Sharma
Teacher, Rohtak
β˜…β˜…β˜…β˜…β˜…

"GFFS team told me about PM Vishwakarma scheme. I had no idea this existed. Got β‚Ή1 Lakh at 5% for my embroidery workshop. Life changed. Shukriya GFFS."

MR
Mohammad Rafiq
Artisan, Nuh (Mewat)
FFS Blog

Financial Insights & Expert Articles

In-depth articles on loans, RBI policy, tax planning, and government schemes β€” written by our CA partners and banking experts.

RBI Policy🏦

RBI Cuts Repo to 5.25% β€” What It Means for Your Loan EMI

The third rate cut of 2025 brings repo to 5.25%. If you have a floating rate home loan, your EMI should drop by β‚Ή150–₹400 per lakh. Here's how to ensure your bank passes on the benefit.

MSME Finance🏭

MUDRA Tarun Plus: Everything MSME Owners Must Know in 2026

The new β‚Ή20 lakh ceiling under MUDRA Tarun Plus opens doors for established small businesses. Dr. Ashwani Kumar explains eligibility, documents, and best lenders.

Agri Finance🌾

89 Punjab PADBs & 19 Haryana DPCARDBs: The Land Mortgage Banks Nobody Talks About

Long-term agricultural finance from 5 to 25 years at competitive rates β€” yet most farmers don't know these institutions exist. FFS explains the complete picture.

Tax PlanningπŸ’°

Section 80E Magic: How to Get Unlimited Tax Deduction on Education Loans

Section 80E is one of the most powerful but underused tax provisions. If your child is studying on a bank loan, you could be saving β‚Ή1–₹5 lakhs in tax annually.

NRI Finance✈️

NRI Home Loans in Punjab: Why 2026 is the Best Time to Buy Property

With repo at 5.25% and Punjab property in a moderate cycle, NRI borrowers from Canada, UK, USA, and Australia should act now. FFS NRI Desk handles 100% remote processing.

Social Finance🀝

SC/ST Entrepreneurs: β‚Ή20 Lakh at 5% Interest β€” Why Most Are Missing Out

NSFDC, HSFDC, NBCFDC β€” three government corporations offering subsidised loans to SC/ST/OBC borrowers. FFS has dedicated Social Finance Cells to navigate these opportunities.

About FFS

India's Most Trusted
Loan Navigator

Get FundsForsure.com LLP (GFFS) was founded with a single mission: every Indian deserves access to the right loan at the right rate, guided by a qualified professional. Not a chatbot. Not a form. A real CA Partner.

With 150+ lender partnerships, 2500+ CA Partner offices across 15 states, and a CA-certified loan file process that delivers 5x higher approval rates β€” GFFS is India's most comprehensive loan navigation platform. From β‚Ή10,000 microfinance to β‚Ή500 Crore project finance, we cover every category, every borrower.

38+
Years Banking Experience
β‚Ή2500Cr+
Loans Facilitated
15
States Covered
2500+
CA Partner Network
AK
Dr. Ashwani Kumar
CA Β· Founder & Lead Advisor, GFFS
HarvardWhartonIIM

"I have spent 38 years watching good people get bad loans β€” or no loans at all β€” because they didn't have the right guidance. GFFS exists to fix that. Every Indian deserves a CA-quality loan application, not just the wealthy ones."

πŸŽ“ Harvard Business School β€” Executive Education
πŸŽ“ Wharton School of Business β€” Finance Fellow
πŸŽ“ IIM Ahmedabad β€” Management Programme
πŸŽ“ Oxford University β€” Economics
🏦 Board Director (GoI Nominee) β€” SBI Group
πŸ“Š Chartered Accountant β€” ICAI Member
πŸ›οΈ Founder β€” Get FundsForsure.com LLP (ACX-7726)
MCA RegisteredLLP No: ACX-7726ICAI MemberRBI Compliant DSASSL Secured